Under this program you can purchase a home with as little as 3% down payment. This is another home loan solution as compared to the FHA counterpart. There is mortgage insurance tied to this type of mortgage loan and you can use gift funds from a family member towards non-recurring closing costs. It is best to consult with a mortgage lender who has applied this type of loan for their home buying clients. The loan guidelines do change from time to time so it is wise to get the newest information at the time of mortgage qualifying.

If you choose, you can fill out the quick questionnaire and we will provide you some mortgage lending professional whom we have had success in the past.  Of course, this is up to you.  You have the right to choose any mortgage lending professional you want.